Ethical Mutual Protection on Solana

Protection for the Reputable Few.

The predatory insurance model is broken. Join a peer-to-peer pool where your premiums protect your peers, and unused funds return to your wallet. Owned by you, governed by code.

The Circle of Protection

A transparent, Sharia-compliant risk sharing protocol.

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Contribute

Members contribute SOL/USDC to a collective 'Tabarru' pool managed by a smart contract.

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Protect

If a member suffers a loss, the pool automatically verifies the claim via Stature & Witnesses to provide aid.

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Refund

At the end of the term, unused surplus is distributed back to all members who didn't claim.

Gated by Reputation.

Unlike traditional insurance that hikes prices for everyone, TakafulClub only admits members with a verified **Stature Score**. By filtering for honest actors, we keep the pool healthy and the surplus high.

Required Score700+